In a world of expensive mobility aids and increasingly constricted disposable income, sometimes you just wish that there was more financial support available to make these products more accessible on a tight budget. Pro Rider Mobility is therefore very excited to announce that we have introduced a new 0% finance scheme as part of our increasing focus on product affordability and accessibility.
Cost plays a significant part in the decision making process of investing in a new mobility aid. It is very common for people to opt for a cheaper scooter or wheelchair, regardless of whether it truly suits their requirements. As mobility specialists, our focus is on the well-being of our customers, helping them to find freedom and independence by offering the right solution for their individual needs. We hope that, by giving our customers the option of interest-free financing, we can give those who wouldn’t be able to afford a mobility scooter or wheelchair outright the chance to invest in their dream mobility companion. You’ll be paying face value for the item without any additional interest incorporated into the monthly payments.
Let’s take a look at the scheme in more detail…
Your repayments are based on three things:
- The value of the product
- Your deposit amount
- Your loan period
First things first, the fun part – picking your product! Minimum spend is £399 – the starting price point of our mobility scooter range – to give our customers as much flexibility as possible in their choice. After all, it’s all about finding the right product, not just picking one based on its monetary value. Always remember that a premium model is not necessarily the right option for you simply because it costs £2000+! You can learn more about choosing a scooter in our ‘Which Mobility Scooter to Buy’ blog post.
Next, you’ll need to consider how much deposit you’d like to put in to the scheme. The minimum required amount is 10% with the flexibility to contribute up to 50% of the value of the item. Finally, you’ll need to choose a loan period. Repayments are available over a choice of 3 months, 6 months, 10 months, or 12 months and must be paid by direct debit.
To help give you an idea of how the repayments work, we’ve put together a couple of examples based on the basic 10% deposit contribution of the item value and then what the repayments depending on the chosen loan period.
Product – Pro Rider Road King mobility scooter
Price of product – £1199 ex VAT
10% deposit – £119.90
3 month loan period – £359.70/month
6 month loan period – £179.85/month
10 month loan period – £107.92/month
12 month loan period – £89.93/month
Price of product – £3499
10% deposit – £349.90
3 month loan period – £1049.70/month
6 month loan period – £524.85/month
10 month loan period – £314.91/month
12 month loan period – £262.43/month
The application process comprises of four stages:
- Discuss your options with the Pro Rider Mobility team
- Receive your proposal and fill out the online application
- Submit your application and await a decision from the finance provider
- Pay your deposit and take your new item home
To get the ball rolling you will first need to speak with our friendly and knowledgeable sales team. They will run through your options with you and put together an online financial proposal which is then emailed to you along with full terms and conditions.
It is at this point that you have the opportunity to thoroughly read through the quote, perhaps discuss things with a loved one or trusted friend, and generally take the time to make sure that you are happy with the proposal and that you want to go ahead with the application.
The great news is that there is no time limit to your application – take as much time as you need to read through and complete it!
You can always come back to the online form at a later date if you need a bit more time – there’s no pressure to complete it straight away. What’s more, our friendly team is always on hand if you have any questions at all during the application process.
We understand that some of our customers may not feel confident in completing an online application, may not have access to a computer, or simply need a helping hand. It is for these reasons that we also give our customers the option to visit us at our Northampton showroom where we will be pleased to complete the application with you.
Once you have submitted your application, the financial provider of the scheme – Duologi – will assess the application, run a check on your credit history, and then confirm if you have been successful (normally an instantaneous decision).
Once your application is confirmed as successful we will go ahead and take payment for the deposit which can be made by either credit card or debit card. If you are with us in the showroom you could potentially drive off with your new product there and then! Smaller mobility scooters will be boxed up and placed in the boot of your car, ready for you to set off. The team will arrange home delivery if the product is larger and requires assembling, is not in stock, or you have made your application externally.
In order to apply for the 0% finance scheme you must meet the following criteria:
- Be at least 18 years of age
- Provide an email address – we use this to send you your unique financial proposal
- Provide bank details – these are used to set up the direct debit for the monthly instalments
- Be in full or part time employment OR retired with a regular pension or disability allowance
- Be a UK resident with at least 3 years worth of address history
- Give consent to be credit checked as part of the application process
Your Dream Mobility Aid Is Waiting
Remember that dream scooter or wheelchair that you’ve been looking at for months, possibly even years? Now’s your chance to finally call it your own. Before you get started and apply for our interest-free finance scheme, don’t forget to take a spin around the Pro Rider Mobility website to see all of the exciting boot scooters, pavement scooters, and road scooters that we have available as well as our electric wheelchair range. Don’t be afraid to get in touch with any questions that you may have about our products or the scheme; you can contact our friendly sales team on 01604 813428.